Privacy policy:
Mortgagefool.co.uk is committed to ensuring that your privacy is protected. This Policy explains how we use the information we collect about you, how you can instruct us if you prefer to limit the use of that information and procedures that we have in place to safeguard your privacy.
Please read this Privacy Policy carefully as once you use our website you will be regarded as having read and accepted this Privacy Policy. You must not use our website or our Services if you do not accept this Privacy Policy.
The information we collect
We will collect personal information about you which you give to us when you register to use our service and when you provide information as part of our service, for example, in order to obtain a quote for a secured loan. The provision of the Services to you may also require us to store details of your transactions, together with details of your financial information. We will periodically review your personal information to ensure that we do not keep it for longer than is necessary.
Purposes for which we use information about you
We may use your personal information for the following purposes:
• to enable you to access and use the Services; and/or
• to personalise aspects of our overall service to you; and/or
• to communicate with you; and/or
• to process a transaction between you and a third party.
Passing on information about you
Please be aware that once you use our website or our Services, you will be regarded as having given your consent to us disclosing your personal information to the following parties:
- Third party providers whose products or services are listed on the results pages of the channels on our website, for the purposes of obtaining an online quotation for you or comparing different products and services as requested by you;
- The Financial Services Authority and/or other regulatory/governing bodies for the purposes of compliance monitoring;
- Other third parties that might be able to offer, either an alternative product in the event that your preferred choice of third party provider does not approve your application or offers a less attractive product or service than you had originally applied for, or simply a product that meets the basic criteria of the type of product for which you have searched on www.mortgagefool.co.uk
Third party providers and data privacy
If you decide to enter into a contract with a third party provider through a channel on our website, the information you have provided to us together with any further information requested by, and supplied by you to, the third party provider will be held by the provider for the purposes set out in that provider's privacy policy. Therefore, you are strongly advised to read your chosen provider's privacy policy and satisfy yourself as to the purposes for which the provider will use your personal information before entering into the contract. We have no responsibility for the uses to which a provider puts your personal information once you have contracted with that provider.
Security
The internet is not a secure medium. However we have put in place various security procedures as set out in this policy. Firewalls are used to block unauthorised traffic to the servers and the actual servers are located in a secure location which can only be accessed by authorised personnel. We also keep your information confidential. Our internal procedures cover the storage, access and disclosure of your information.
Cookies
We use cookies. A cookie is a small file that is stored on your computer's hard drive by your web browser. They allow us to understand what areas of the website are of interest to our visitors and allow us to provide a better user experience. These cookies do not track individual user information, and all our cookie data is encrypted and cannot be read by other websites. It is possible to 'turn off' the cookies in your browser and this will not affect the functionality of the web site. You can find out more information about cookies including how to switch cookies on or off i.e. accept or refuse cookies from www.aboutcookies.org .
Transferring your information abroad
Information supplied by you to us will only be transferred abroad by us or our agents for the purpose of performing contractual obligations to you, or when you have given your prior consent to such transfer.
Your Rights
You have certain rights under the Data Protection Act 1998. For example, we will always let you have a copy of all personal information we have about you should you request it. We may charge you a fee for a copy of such information.
Terms & Conditions:
Please read carefully the following Terms and Conditions for use of the www.mortgagefool.co.uk site:
1. Use of this site
The rights in the designs, pictures, logos, photographs and content of this site are owned by or licensed to Mortgagefool.co.uk. They are protected by copyright, trademarks and other intellectual property rights. You may not copy, reproduce, modify, distribute, republish, display, post or transmit any part of this site without the written permission of Mortgagefool.co.uk. You may view or print individual pages only for your own personal use.
2. Liability
We try to ensure the accuracy of all of the content. However, we do not accept any liability for the use made by you of the content. The content of this site should only be used for information purposes and you should not rely on it to make (or refrain from making) any decision or take (or refrain from taking) any action. The site is for your personal use and is not to be used for any commercial purpose. As a result, Mortgagefool.co.uk will not be responsible in any circumstances for your loss of profits. Mortgagefool.co.uk will also not be responsible for any loss including wasted expenditure, corruption or destruction of data unless the loss results from something Mortgagefool.co.uk has done wrong. Mortgagefool.co.uk is not liable for any damages or losses resulting from your inability to use this site. Mortgagefool.co.uk cannot promise that the site will be uninterrupted or entirely error free. Because of the nature of the internet, the site is provided on an "as available" basis. Mortgagefool.co.uk will not be responsible to you if we are unable to provide the site for any reason beyond our control.
3. Content and advertisements
This site also provides links to and content from other internet sites and resources. Because Mortgagefool.co.uk has no control over these sites and resources, you acknowledge and agree that Mortgagefool.co.uk is not responsible for the availability of these external sites or resources and does not endorse and is not responsible for any content, advertising products, services or other materials on or available from these sites or resources.
4. Data protection and privacy
Any details which you provide to us from which we can identify you are held and processed in accordance with our privacy policy.
5. Changes to the terms
Mortgagefool.co.uk may change the site or these terms at any time. If you use the site after Mortgagefool.co.uk has changed the terms you will be bound by the new terms.
6. Governing law and jurisdiction
These terms and your use of this site are governed by and construed in accordance with the laws of England and Wales and any disputes will be decided only by the Courts of England and Wales .
7. Contact Details
Mortgagefool.co.uk 501 International House, 223 Regent Street , London
This site is owned and operated by Mortgagefoo.co.uk. If you have any queries, please contact us.